2011 has been the first complete year my wife and I have lived without any debt. It also might be the only year like this for the long time to come since 2012 we will have a mortgage. That said 2011 wasn’t all peaches and cream. We had some struggles with spending but in the end our net worth did increase. Here are the year-end numbers:
10 Essential Tips for Getting Out of Debt
$1 Million by 40
Goal: $1,000,000
Start: $0
Current: $146,841.31
146,841/1,000,000

