We were in Debt. We got out of debt and this was our story as I posted on the blog

Where Are We Going?

August 3, 2011 | Posted by Jason Drummond

We paid off all our debt over a year ago. Since then we have been stumbling through personal finance, Yes we have not gone back into debt. We are putting away 20% of my take home pay. We haven’t had … Continue reading →

Posted in housing, Our Story | 5 Comments

Monthly Wrap Up – June 2011

July 4, 2011 | Posted by Jason Drummond

I’m happy to report that this past Sunday I actually did what I was supposed to do and got the budget all caught up and up to date. Yes I was supposed to do that last weekend. But the rest … Continue reading →

Posted in Monthly wrap up, Our Story | Leave a comment

Where to go?

June 13, 2011 | Posted by Jason Drummond

Where to go? I’m not asking about tips to a vacation hot spot. I’m asking about finances. We’ve been debt free for over a year now and we have built some wealth. But where do we go from here? Is … Continue reading →

Posted in Our Story, Wealth | 1 Comment

Monthly Wrap Up – March 2011

April 1, 2011 | Posted by Jason Drummond

March has come to an end and the snow is quickly disappearing. I can’t wait for the warm weather to finally be here in force. Of course March is just one of those months for us. We overspent in many … Continue reading →

Posted in Monthly wrap up, Our Story | 1 Comment

The Ides of March

March 28, 2011 | Posted by Jason Drummond

Well the Ides of March is supposed to be March 15th, according to Wikipedia. But For some reason I never have enough caution around this month and we go spiraling out of control. Odd this happened last year as well. … Continue reading →

Posted in Bugeting, Our Story | Leave a comment

Debt Armageddon!!!

April 8, 2010 | Posted by Jason Drummond

Yesterday I wrote that I was going to be first in line to visit the bank teller. I lost. I was third in line. I don’t think I’d be able to show my face in town if I bowled over … Continue reading →

Posted in Banking, Bugeting, Debt, Our Story | 7 Comments

Good-Bye Debt Day!

April 7, 2010 | Posted by Jason Drummond

I know this post is late. I usually post at 8 AM. I worked late into the wee hours of the morning and this is what I get for that. Waking up late and not having this ready to go … Continue reading →

Posted in Banking, Bugeting, Debt, Our Story | 7 Comments

Continuing To Be Hard On Myself

April 5, 2010 | Posted by Jason Drummond

Yes, it is not the most glamorous title in the world, but it is the truth. We had a bad month in March, I don’t plan to let that go and acknowledge that stuff happens. Based on the numbers I … Continue reading →

Posted in Bugeting, Our Story | Leave a comment

Answering Some Hard Questions

April 1, 2010 | Posted by Jason Drummond

Michael Hedgpeth wrote yesterday: What was difficult about saying no to some stuff? Was the overspending a result of ignorance of where you were at with your budget or did you agree to stuff you should have said no to? … Continue reading →

Posted in Bugeting, Our Story | 4 Comments

Monthly Wrap Up – March 2010

March 31, 2010 | Posted by Jason Drummond

Once again here are the numbers and where we stand: Net Worth at End of Month: $93,106.77 Net Worth Change: -$802.58 Working Income for the Month: $4,087.16 Total Remaining Debt: $7,406.99 Amount of Debt Paid off: -$57.06 Well this month … Continue reading →

Posted in Banking, Bugeting, Debt, Monthly wrap up, Our Story | 4 Comments

Getting Close To Month End

March 29, 2010 | Posted by Jason Drummond

It is the 29th of March and I have to sit down with the budget and close out things like any credit card spending that we have had this month and make a payment to the line of credit. I … Continue reading →

Posted in Bugeting, Debt, Our Story | 2 Comments

Jason, The Debt Slayer

March 22, 2010 | Posted by Jason Drummond

We have finalized our tax return and have electronically filed it with the government. When the cheque comes we will apply it directly towards our debt. Now we are not getting enough back the take care of the debt outright, … Continue reading →

Posted in Bugeting, Debt, Our Story, Retirement, Taxes | 2 Comments

Car Shopping – All Done

March 12, 2010 | Posted by Jason Drummond

I know that regularly I’d have a Book review in this spot. I’ll get back to that next week. I have some bigger news then the latest chapter I’ve finished reading. We have finished our car shopping. My wife and … Continue reading →

Posted in Bugeting, Cars, Debt, Our Story | 6 Comments

Car Shopping

March 11, 2010 | Posted by Jason Drummond

Dear Readers, I’m leaning towards a used Ford Focus. I’m going to keep this simple today. Why should I get one? Why should I avoid this car? I’m looking for experience with these cars. I’m on night shifts so I’m … Continue reading →

Posted in Bugeting, Cars, Debt, Our Story | 1 Comment

Trip To The City

March 8, 2010 | Posted by Jason Drummond

We are in the big city for today and tomorrow. This was a planned trip and it should be good to get away from the small town for a bit. Yes we are using cash for all of these expenses. If … Continue reading →

Posted in Our Story, Uncategorized | 1 Comment

Taxes – 2009

March 4, 2010 | Posted by Jason Drummond

I have what I believe to be all the paper work for my 2009 tax return. Normally this time of year I would go out find a tax software program and file my tax return and my wife’s tax return. … Continue reading →

Posted in Our Story, Taxes | 8 Comments

Car Shopping Continued

March 3, 2010 | Posted by Jason Drummond

This past weekend my wife and I went out looking at cars. I find it really odd that some of the dealerships seemed more willing to talk financing terms right away instead of actually showing the cars and detailing the … Continue reading →

Posted in Cars, Our Story | 1 Comment

February 2010 – Monthly Wrap Up

March 2, 2010 | Posted by Jason Drummond

Once again here are the numbers and where we stand: Net Worth at End of Month: $93,909.35 Net Worth Change: $6,410.44 Working Income for the Month: $7,643.46????? Over Runs in Budget: 0 Amount of Over Runs: $0 Total Remaining Debt: … Continue reading →

Posted in Bugeting, Credit Cards, Debt, Monthly wrap up, Our Story | 2 Comments

Car Shopping

February 25, 2010 | Posted by Jason Drummond

I don’t do much car shopping. In the past I have asked friends and family to help me out. They are usually more knowledgable then I am. Since I’m looking for another car if I go with a used vehicle I’ll … Continue reading →

Posted in Cars, Our Story | 3 Comments

The Bump In The Road

February 24, 2010 | Posted by Jason Drummond

It always sucks when something you own breaks. This time it is my car. My 1995 Honda Civic will not start. I have two options. The first is I try to get it fixed. The second is give up and … Continue reading →

Posted in Cars, Our Story | 8 Comments