10 Essential Tips for Getting Out of Debt
$1 Million by 40
Goal: $1,000,000
Start: $0
Current: $146,841.31
146,841/1,000,000
Everyone usually gets two paychecks a month. Usually there are two income earners in a household. Two seems to be a pretty standard number when it come to home economics. But what if this was to change to three? What … Continue reading
I still have that crazy goal of having a net worth of $1 million by the time I’m 40. I detailed the basics of my plan in this blog post. If you notice in that post I only managed to … Continue reading
“I’m all maxed out.” Most people would associate that statement with either credit card debt or fatigue. Well I had a great night’s sleep, so I’m not tired. I don’t have any credit card debt, so what in the world … Continue reading
I wanted to have this topic go up on the site on Friday. However, due to work and the fact that I was dead tired from working a 12 hour night shift, things didn’t get scheduled quite right on the … Continue reading
I found out I got a pay raise. Before taxes it is a 2% increase over the salary I was making. When we factor in the fact that the 2% annual raise is split among all my pay checks it gets … Continue reading
That’s it I’m Done. I’m not going to work today. I worked more then enough hours yesterday. I sometimes find that I’m doing too much for the company I work for and not spending enough time at home enjoying life … Continue reading
We’ve all seen the result of too many people over extending themselves into too much credit. I’m not going to try to figure out if this was due to overconsumption or just people using credit to keep the lifestyle they … Continue reading
Well I look at my pay stub this morning for my pay check on the 19th. Once again I’m going to highlight that I hate taxes. I’ll be bringing home a lot more than I normally do, however with taxes … Continue reading
Today I want to tackle George Keeming’s comments on my blog post about the HST. I have gone to his website http://sites.google.com/site/thetruthaboutthehst/ I have read through the site. There are pages that are blank on that site. The site does state … Continue reading
Last Friday I spoke about getting a raise. I spoke about how great it was and what it would provide us in a dollar figure amount. $1,500 is pretty good, I could buy some much-needed parts for my car. I could … Continue reading
Today in Pay day and I’ve known about this raise I was going to get for some time. The raise is $1,500/year. When I checked my pay stub I found that no raise was on there. Turns out the system takes … Continue reading
A few personal finance authors out there talk about freedom funds or a freedom account. I want to explore what my magic number needs to be to quit work and never have to worry about another bill with our family. … Continue reading
Some days it just feels that way. Another day, another dollar. Monday’s can be especially hard on me. So here we are on a Monday and I’m feeling it. No, I wasn’t out drinking last night. But I did have an … Continue reading
Today I’m going to get a little political. What is income splitting? This is the act of assigning income earned from one spouse to another, such that combined they pay less tax. Basically if a couple each earned $30,000 they … Continue reading
Everyone these days has seen them, cash advance stores, payday loan shops. I often wonder how these companies can stay in business. I wonder even more how someone can go to these companies to get a loan. If I jumped … Continue reading
Many people have done this. They find out that the course load they take allows for some free time during the week and they flip burgers or get a job somewhere to try and make ends meet while in school. … Continue reading
Currently we are a single income couple with no children. My income is our only source. I currently get paid bi-weekly. We usually only budget 2 pay cheques for a month since that is what we normally have each and … Continue reading
Cost of living allowance, a small raise to keep the average working stiff happy. In my personal opinion if you are going to place your nose to the grind stone you deserve to get so much more than a small, … Continue reading
Working extra time is a great way to increase one’s income. Whether it’s taking a second job, or just working longer hours at your current job. I often wonder why some people are opposed to grabbing extra work. One excuse … Continue reading