Debt Emergency

November 9, 2010 | Posted by Jason Drummond

I’ve been talking recently about preparing for a job loss emergency. I’ve been talking about separating out your wants and needs and being prepared to cut your expenses down to just your needs as soon as a job loss occurs. … Continue reading →

Posted in Bugeting, Debt, Emergencies | 2 Comments

Building the Emergency Plan – Wants Versus Needs

October 27, 2010 | Posted by Jason Drummond

Most financial authors will tell you to have an emergency fund. That is great advice, but it is only half of what you need for an emergency. The rest is the plan to go with it. This plan might be … Continue reading →

Posted in Emergencies | 5 Comments

A Solid Emergency Fund

October 20, 2010 | Posted by Jason Drummond

Emergencies come in many different shades and colours. Different emergencies require different responses. If you responded to a job loss the same way as you’d respond to your car being stolen, by buying a car, you could be in some … Continue reading →

Posted in Emergencies | 2 Comments

Cut off at the Knees

September 8, 2010 | Posted by Jason Drummond

Your doing just great. Debt is being paid off or you are debt free. You are living on a budget, below your means. You are putting stuff away for the future. You have taken personal responsibility for the mess your … Continue reading →

Posted in Bugeting, Emergencies | 1 Comment

How Much For an Emergency Fund?

August 2, 2010 | Posted by Jason Drummond

Everyone needs an emergency fund. Wow, this keyboard I’m using at my dad’s place is loud. I think I’m going to wake the whole house up just by typing away. Back to the topic at hand, everyone knows they need … Continue reading →

Posted in Bugeting, Emergencies | 7 Comments

Life After Paying Debt

January 27, 2010 | Posted by Jason Drummond

I’m just some guy working on paying off debt and talking about it online as I work through the major issues I come across. To be honest I haven’t even planned for LAPD, no thats not Los Angles Police Department, … Continue reading →

Posted in Debt, Emergencies, Retirement | 2 Comments

Disaster Relief

January 14, 2010 | Posted by Jason Drummond

Haiti was recently hit by a 7.0 earthquake. Many people need help and many more are dead. The news coming out of that country is not good. Canada is sending the DART military force down to help. DART stands for … Continue reading →

Posted in Bugeting, Emergencies | 2 Comments

Emergency Fund or Fast Debt Repayment?

January 13, 2010 | Posted by Jason Drummond

Different Financial authors have different takes on this. Some say to add to an emergency fund while you work on paying off your debts at the same time. Others have a more linear approach to this question. They break it down to Step … Continue reading →

Posted in Bugeting, Debt, Emergencies | 6 Comments

Unexpected Bills

January 12, 2010 | Posted by Jason Drummond

We recently got a rather large unexpected bill. I can’t really talk about how much it was for or what it was for, but it basically made my car repair bill look small. Needless to say, I’m not worried about … Continue reading →

Posted in Bills, Bugeting, Emergencies | 2 Comments