10 Essential Tips for Getting Out of Debt
$1 Million by 40
Goal: $1,000,000
Start: $0
Current: $146,841.31
146,841/1,000,000
Looks like I have some work cut out for me. What is that whole phrase about asking and receiving? I asked for questions and I got a bunch of them. Now I have to sort through and answer them. I’ve … Continue reading
It is always a challenge to sit down and make changes after you have admitted to yourself that there are issues. I prefer the ostrich approach of placing my head in the sand. That way of doing things is what … Continue reading
Last Friday I challenged everyone to really take an in-depth look into their budget and try to look at it in four different ways. Looking at the budget differently each time you look at it from a different angle should … Continue reading
The last challenge Friday was all about finding past mistakes you have made in your life, and sharing what you have learned from those mistakes, in hopes that by sharing your story someone else might read it and not end … Continue reading
The challenge of doing my taxes on paper is I have the extremely pleasure of screwing up in all the math I do. Good thing I got an accountant to do the taxes we are filing. Needless to say my … Continue reading
On the last Challenge Friday, I suggested that everyone should look at the commitments they have, these are the bills that come in that must be paid or you lose some service or end up with the bank owning your … Continue reading
Last week the challenge was to look at your life and figure out what sacrifices you’ve made to get out of debt. What have you given up for for the struggle to get debt free? There are many activities I’d … Continue reading
two weeks ago I asked about our readers Debt to income ratios., This is one of those challenges that I really can’t do. We are out of debt and because of that we have a debt to income ratio of … Continue reading
When you notice in your budget that you paid $163.00 in bank fees, it is kind of shocking. That is what I paid the bank in January. I know now why we have the safety deposit box and what we … Continue reading
We can’t have everything forever. In the end we will all eventually die, when that happens we stop having any ownership over our material objects. We stop all activities that we used to enjoy. I’m not going to go into … Continue reading
This was a challenge I put out there to anyone who was in debt. Specifically to anyone that added to their debt balance simply to make Christmas happen. I guess we can also include the people that robbed from their … Continue reading
The challenge was to make some extra money and to see who among my readers could make the most extra cash, over and above what work would normally dole out. The prize is bragging rights. I did okay with this … Continue reading
I’m looking around at our finances and I’m wondering what shocking thing can we do to try to impress the readers. I want to fully fund my TFSA and my wife’s TFSA. I want to make sure I’m setting aside … Continue reading
I’ve had a bone to pick with government for a long time. I’m going to share that letter with everyone today. The letter I wrote to myself is for myself and I’m hanging onto it. That letter is just a … Continue reading
I am still on vacation. This means I’m still relaxing in a foreign country. I haven’t been thinking too hard about the goals and things I wish to accomplish in the new year. I have been keeping tabs on the … Continue reading
Well last week I promised a follow up on the secret Santa I was going to be on Christmas day. It all went according to plan and one parent found a package on a door for the five children that … Continue reading
Well I don’t expect this challenge to be completed by today. We haven’t finished it off. The goal for us was to leave an unknown gift on a door handle marked “from Santa.” we didn’t start working on this till … Continue reading
I never realized how hard it was to talk in person with people about money. Sure, I talk about money all time online. Yes, I attend a local Gail Club, where we discuss money in person. I think with the … Continue reading
Well that was one brutal winter storm. We only got out of town one day this week and that was to go to the Gail club. I’m going to be honest, besides that day I didn’t attempt to really leave … Continue reading
Where were all the questions on Friday? I think that is the first question I have to answer. It would seem that no one sent in a question or that my email blocked everything. Turns out I had a question … Continue reading