Author Archives: Jason Drummond

2011 – The Good Stuff

It has been crazy around here with all the packing we are doing. Tomorrow we close on the house we bought and getting ready for the move has been fun. 2011 had numbers that were just plain ugly. It had … Continue reading

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2011 – The Bad Stuff

In my last post I went over some pretty ugly numbers. Now I want to go over the things that happened that were just plain bad, but not so bad that they were ugly. Everyone has numbers like this. I … Continue reading

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2011 – The Ugly Stuff

The budgeting spreadsheet I use has a nice little feature on a sheet called “Overview.” This sheet will tell me exactly how much money is left in each account. It will also tell me how much money I had as … Continue reading

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2011 – Yearly Wrap Up

2011 has been the first complete year my wife and I have lived without any debt. It also might be the only year like this for the long time to come since 2012 we will have a mortgage. That said … Continue reading

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Monthly Wrap Up – December 2011

This post is coming a little late. With end of year budget changes and the house move on my mind, getting this ready to go has been a little slow. I have now got the December numbers and I plan … Continue reading

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Monthly Wrap Up – November 2011

This wrap up comes a little late, as I didn’t realize this was the end of the month. Really November flew by. Not to say I didn’t know it was the end of the November, all my routines at work … Continue reading

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Packing Up Boxes

With the house deal finalized, my wife and I are going through everything we own. It all has to be packed up into boxes and made ready for the big move at the end of January. How did we acquire … Continue reading

Posted in housing, Stuff | 2 Comments

Looking for a House – Done

We won’t be looking for houses anymore. That is it I am done with looking for houses. All the effort of getting into your car driving to a place, meeting with your agent, having them give the best possible spin … Continue reading

Posted in housing, Mortgages | 3 Comments

Looking for a House – Still Looking

We thought we found a house we liked but then the end result was that we would need to do a bunch of work before moving in. We then saw a house at the top end of our budget, but … Continue reading

Posted in housing | 3 Comments

The Tools of Debt Reduction – The Allowance

Yesterday I was mentioning that my friend needed help conquering his debt. I spoke about the brown paper bag and how bringing your lunch to work and eating at home can help you save money in your budget. I was … Continue reading

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The Tools of Debt Reduction – The Brown Paper Bag

I took a long time to get to where we are today. There were years of building up debt and getting out of debt, getting back into debt and finally getting out again once and for all. I know a … Continue reading

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Monthly Wrap Up – October 2011

I’ve been doing these status reports on our finances for a long time. Over 2 years now. Maybe it is time to start to look at calculating what my 2 year net worth increase is, as a percentage like rate … Continue reading

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Too Little Too Late?

The Greece Debt crisis might be solved the articles are reading. But is it really? Sure investors are agreeing to take a 50% loss on their investment in Greek bonds, and yes this should drop Greece’s debt load considerably, However … Continue reading

Posted in Bugeting, Debt | Leave a comment

Pre- Approved

Look at how close we came to placing an offer on a house. Really, my finger and thumb are really close together illustrating this. Really really close. But we didn’t. It wasn’t for a lack of funds, or even a … Continue reading

Posted in housing, Mortgages | 4 Comments

Jason’s Rant – Occupy My A$$

Really? The 1% are to blame for everything aren’t they? Or are they? I personally feel that there is a lot of blame to go around. With all of these occupy this protests going around maybe too much light has … Continue reading

Posted in Debt, Rants | 2 Comments

Time to Settle?

We’ve been looking at multiple places and we’ve said no to many of them. However there is one raised bungalow that we keep coming back too. And the price is within our range and it was recently reduced in price. … Continue reading

Posted in housing | 6 Comments

Tablets – Hot or Not?

I’ve seen a few recent newspaper articles that claim that the big Christmas purchase this year will be tablets. Whether it is the iPad or the iPad2 or a Playbook or even an android enabled tablet, these are supposed to … Continue reading

Posted in Purchases, Stuff | 3 Comments

Monthly Wrap Up – September 2011

Another month has ended and with the markets in the turmoil they are in, I doubt the numbers are going to look pretty. We have done what we could to control spending but I doubt this is going to look … Continue reading

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A Life Without Goals

I haven’t written much, and until just recently I haven’t been maintaining the budget. The turth of everything is that August’s update was done with taking a quick look at the bank statements online. While this worked at giving me … Continue reading

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Monthly Wrap Up – August 2011

Even though I haven’t been paying attention to my website. We have been keeping track of our spending. I don’t think we did spectacular. The market really took a bit out of us this month. Lots of ups and downs … Continue reading

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